First to Last Chance Financing Programs for HVAC Dealers.

Stop leaving money on the table.
We approve even the most challenging customers.

Want to Catapult your business to the next level?

Become a Dealer

Flexible financing

We know every dealer is different. We offer financing programs tailor made to your customer base.

Boost your bottom-line

Turn your declined applications into cash and secure next day funding.

Access more customers

Now you can take advantage of untapped markets. Financing programs that help you make the sales you never thought you could close.

Our dealer-partners love us.

Our quick loan decisions and smooth funding
process has catapulted our dealers sales volume to the next level.


“I challenged them to prove their promise, and I was very surprised! Thanks to Catapult I was able to increase my sales by more than 17 % in Dallas, Houston and San Antonio. Now I don’t know what I would do without their financing programs.”

Rodrigo, Owner

“As a small local HVAC dealer in the DFW area they believed in us and have helped us grow from a very early stage. Few finance companies paid attention to us and only Catapult catered to our needs and our size. They eventually became our most important business partner.”

Gonzalo, Owner

Your only focus should be on selling, so let us worry about finding the right financing for your customers.

Saving time and getting faster approvals is as easy as 1, 2, 3, 4 with our online application portal.


Sign Up & Onboard

Signing up is easy and we'll train your sales team how to submit applications.


Submit Applications

With our easy to use portal your team can submit applications online in a matter of seconds.


Get Immediate Approvals

We process completed applications and give you an instant automatic pre-approval.


Get Next Day Funding

Submit your loan docs online and get funded as soon as the next day.



How do I become a dealer with Catapult?

All you need is to complete the dealer application, provide us with the information and items on the dealer checklist, and sign the dealer agreement that we provide. From there we do a quick training on how to use our Credit Portal and you’re all set to start uploading applications! Click here to get started.


Are there any costs to becoming a dealer?

The sign-up process to becoming a dealer with Catapult is absolutely free. The only cost you may incur, if any, is a dealer discount on a per-loan basis depending on the underlying customer risk.


What is a dealer discount?

A dealer discount is the risk-based fee Catapult charges to its dealers on some loans. While customers with good credit will get approved without a dealer discount, customers with weaker credit will be charged a small dealer discount fee, allowing you to close sales that you wouldn’t normally close. This is a cost to the dealer and will be “discounted” at the time of funding.


Do you take FICO scores into consideration when approving?

While Catapult pulls credit on applicants in order to have a general idea of their credit, there is no specific credit score we look for. Our credit decisions are more comprehensive, so we place importance on a combination of indicators found in our proprietary scoring algorithm.


What information do you require from customers to get started?

Depending on the risk tier the applicant is placed into (we offer up to 4 Tiers), customers are required to provide completed and signed credit application, a valid government-issued ID (also accept passport or matricula consular). No SSN is necessary.


What do you require in order to fund the dealer?

We require signed digital copies uploaded via the Credit Portal of all the loan documents mentioned in the dealer agreement, as well as a successful verification phone call between our team and the customer. Once these are accounted for you can expect payment the following business day!

Get started

Get Catapult Finance Today.

Stop leaving money on the table. We approve even the most challenging customers.

Become a Dealer